Mastering Your Money: Understanding the 40/30/20/10 Rule
Are you struggling with managing your finances? Managing money can feel like juggling. It’s tough to keep everything in the air. Budgeting is the number one reason people can save and reduce their debt. Currently, the average American owes $103,358 in consumer debt in the second quarter of 2024. This is across mortgages, auto loans, student loans, and credit cards. That is not chump change either.
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